car
ganna asked:


My son ran his car through his work carwash and it had sand or something in it. Now his car and the glass are peppered with tiny little pits. No, suing them is not an option. Is there something you can do for the glass. Lights from other cars catch in them and the glare in the car from the windshield is bad.

CEDRICK
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Lina Smith asked:


Online car insurance companies have capitalized on the quest for knowledge by the majority population that uses the Internet to search for information, particularly for purchases. Online car insurance companies strive to reach the consumer by providing car insurance information and giving consumers instant online access to the best car insurance quotes in the hopes of gaining a lucrative lifetime customer.

Online car insurance companies can provide the best insurance quotes using the technology that has been traditional in the offices of insurance policy underwriters for decades. The information generated is from a software program similar to an underwriter’s tool for risk analysis. Software programs for risk analysis exist in every insurance field, including car insurance. An underwriter simply enters the insurance applicant’s information such as driving record, location, type and number of cars, age of drivers, and other mitigating factors, then a complex computer program will churn out the assumed risk of the car insurance applicant.

Because of today’s online technology, it is no longer required for an underwriter to contact several databases to churn out a report. Government data, manufacturer’s data, driving history and statistics are all available instantly by entering a few keyboard commands. The risk factor is then mathematically interpreted into reasonable car insurance quotes that online car insurance companies can generate to the consumer through their online computer applications. These complex software programs for insurance risk analysis make buying online car insurance a speedy process. The ease of this technology by the consumer has proliferated the expansion of online car insurance companies to an unprecedented growth because of the high demand for the best car insurance quotes.

Shopping for car insurance online has now become the norm. The Internet’s growth is largely due to Internet users using online resources to research their needs. Companies were quick to jump on this demand and use their company’s Internet presence to provide the Internet users with the information they need. Online car insurance companies welcomed this sales opportunity and optimized the opportunity by providing what every car insurance shopper wants – instant car insurance quotes, and the cheapest car insurance rates.

The competition between car insurance companies to provide information for online car insurance purchasers grew within the competitive market, and car insurance purchasers benefitted. Online car insurance companies provide information on legally mandated car insurance needs, options of car insurance coverage available, discounts available and the best car insurance quotes. Consumers have a wealth of information at their fingertips. A discerning eye will be able to sift through the sales pitches and find the perfect car insurance policy that meets their needs. Online searching for car insurance turns the best car insurance quotes into the cheapest car insurance rates for the car insurance policy that fits the consumer’s unique driving lifestyle.

Online car insurance works for the benefit of the consumers and the online car insurance companies. Consumers enter preliminary data, saving the time and expense from the preliminary insurance agent to gather the data then transfer it to the underwriter. Consumers benefit because they can easily find the best car insurance companies and the best car insurance quotes for their individual policy needs. Online car insurance companies drive the insurance industry to cross the bridge from capitalizing on consumer policy ignorance to capitalizing on well-informed consumers – making online car insurance companies the best place to find the best car insurance quotes for your unique policy needs.



EMILE
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Jun
10
Filed Under (Travel) by car
Julie Davidson asked:


Nowadays it is normal to look around for discount rates for hotels and flights when you go on holiday, but do you look for ways to save money on your car rental? Holidaymakers usually rent from the first car rental office they see at an airport, but they could save money by looking around

Below are ten tips you can follow to help you save money on your next car rental.

1) Shop around:

Don’t settle for the first car rental quote you get when planning a holiday. Instead, get quotes from many car rental agencies to get the best rate. Sometimes calling and speaking to an agent can get you the best deal. Don’t be afraid to ask about discounts. Also, tell them about rates at another agency as they may be compelled to match or better a rival’s rates.

If you don’t like to call around, you can try comparing rates online. One site, DriveNow (http://www.drivenow.com.au) allows you to compare prices and options amongst the top car rental agencies by inputting your travel information. They highlight the best deal option for each class of car. You can also compare excess option rates and other surcharges.

2) Consider booking a rental car online:

A lot of online car rental companies will offer a discount if you book with them online. For example, DIY Car Hire (http://www.diycarhire.com.au) offers up to a 30% discount when booking with them online. Budget Rental (http://www.budget.com.au) gives you a discount of $5 a day when you arrange your car rental on the internet.

3) Fees aren’t your friend:

There are many fees and charges the car rental place may not inform you about. The fine print is chock-full of fees and assorted taxes that can boggle the mind and put a dent in your vacation budget. Read your contract in detail before signing so you know exactly how much you’ll pay for certain fees.

- For example, do you know when your car needs to be returned? Don’t believe that the return time is at the closing time of a certain day, it could be more exact. Hertz offers a grace period of fifty-nine minutes over to return your rental. After the fifty-nine minute period you’ll be charged for an additional day.

- Other money pitfalls you should be wary of are mileage overages, fuel usage and believe it or not, extra tax at airport locations.

4) Optional Excess Reduction?

Though it sounds official and confusing, optional excess reduction is simply an added daily fee to help reduce the excess you will pay out of your pocket in the event of an accident. The standard liability insurance in Australia is an average of $2500.00 that you are responsible for in the event of an accident. If you go for the Optional Excess Reduction fee you’ll pay $20 to $24 extra a day for the rental and reduce your excess down to $300 to $400.

As you can guess, this fee has a benefit and disadvantages. The benefit is the obvious savings in your excess if you have an accident. However, you will be paying an additional $20 a day or more for an accident you’re not necessarily going to have. If you rent the car for 10 days you’ll pay an additional $200 and then some—that’s money you could be spending on food, petrol or excitement.

- To save money, make sure you have $2,000 built up in credit or savings to cover the liability issues in the event of an accident. Then you can waive the optional excess reduction and keep the cash in your pocket.

5) The fuel tank rules:

The fuel tank has a lot of control these days, especially with the price of petrol going sky high. There are several fuel-related tips you can follow to save you a bundle when renting a car.

- Check the fuel tank before leaving the car rental agency. Customers are expected to leave the fuel tank full before dropping the car off, and a tank less than full when you leave the rental agency is extra money robbed from your pocket. Alert the car rental agent immediately.

- Before dropping off the car make sure you fill up the tank at a petrol station as close to the car rental agency as possible. Fuel missing from the tank will be charged to your credit card at an inflated cost over consumer petrol costs.

- Avoid taking an upgrade in vehicles if you’re driving long distances. It may be nice to have more space, but the petrol tank will take more fuel. Go for the smallest, most fuel-economic vehicle you can.

6) Have someone 25 or older rent and drive the vehicle:

If you have a large party traveling this holiday you can save money if the car rental is taken out by someone 25 or older. You can rent a car as young as 21 years of age but car rental companies see this as a liability. You can be charged a surcharge of as little as $13.20 a day to as much as $23.00 a day because you’re not 25 years old. Some agencies won’t even rent a car to those under 25 years, so make sure you check around.

7) Rent for longer:

Sometimes you can get a better deal if you rent for longer periods of time. Some rental places have a weekly rate. You’ll want to inquire as to when the week starts and ends so you plan your car rental to be able to take full advantage of the savings. For example, Hertz (http://www.hertz.com) is providing a lower cost for Australian vehicle rentals in the summer. When you book a car for seven days or more you get a day for free.

8) Check into weekend savings:

Some places offer a discount if you’re renting for the weekend only. For example, Hertz offers a 10% discount on weekend rentals in certain Australia locations during the summer. Budget has many weekend deals that offer a savings off the regular rate and a distance savings of 200km traveled for free.

9) Consider becoming a member:

Being a member of a car rental company’s preferred member club can result in a multitude of savings. Hertz is waiving their $50 nominal fee for their Hertz #1 Gold Club for Australia and New Zealand residents this year. Membership gets you some free rental coupons, access to special rates in Australia and abroad, and a faster check-out at airport rental facilities.

10) Search for discounts elsewhere:

Sometimes you can save on car rentals by checking into other avenues you wouldn’t normally look at. For example, check with your credit card company, your insurance company and even your airline of choice. Sometimes these little-thought-of venues can offer you a savings toward your car rental fees.

In conclusion:

Planning ahead and checking into car rental options can net you a savings your family and your wallet will cheer about. By shopping around, looking into membership plans or purchasing online you can guarantee saving a bundle on car rental that you can use toward having a relaxing holiday.



AHMAD
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